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Best Cheap Auto Insurance in Utah
- For bodily injury per person: $25,000
- For bodily injury per accident: $65,000
- For property damage per accident: $15,000
All drivers are required to carry their insurance cards in their automobiles at all times. If caught without insurance, motorists will pay a minimum of $400, receive a class B misdemeanor, which will result in a loss of driver’s license and registration until proof of insurance is provided and a reinstatement fee is paid.
Cheapest Auto Insurance Quotes in Utah
Salt Lake City Auto Insurance
Salt Lake City, the capital of Utah, is situated in a mountain valley. The city hosted the 2002 Winter Olympics, which are considered one of the most financially successful Olympics. Salt Lake City is the headquarters for the Church of Latter-day Saints, and the Mormon Temple is a striking part of the city s skyline.
Outdoor activities are popular among visitors to Salt Lake City, especially winter sports like skiing, snowboarding and snowmobiling, which can be found at area ski resorts and parks. Cultural activities include the Utah Symphony and the Mormon Tabernacle Choir as well as unique museums like the Natural History Museum of Utah, where visitors can see paleontology collections and learn about minerals. Local professional sports teams the Utah Jazz and the Utah Grizzlies also bring many visitors to the city.
Provo Auto Insurance
Provo, the third largest city in the state, was named after a French-Canadian explorer and settled in the mid-1800s. It is the home of Brigham Young University, one of the largest private universities in the nation. Provo is situated along Utah Lake and at the base of the Wasatch Mountains.
Ski resorts and parks offer many opportunities to participate in winter sports, such as skiing and snowmobiling, as well as such outdoor activities as hiking and bird watching. The Museum of Ancient Life has numerous mounted dinosaur displays as well as other prehistoric animals and hands-on exhibits. The presence of Brigham Young University adds to the cultural mix with the Museum of Art at Brigham Young University and the BYU Museum of Paleontology.
West Jordan Auto Insurance
West Jordan is a suburb of Salt Lake City and is named after the nearby Jordan River, which was itself named after a river in the Middle East. The area was settled by Mormons in the mid-1800s, who worked in agriculture and mining. The city experienced a population boom in the 1970s.
Like many other cities in the area, winter sports are popular in West Jordan, primarily skiing and snowboarding. Gardner Village is a collection of historic buildings that allows visitors to get a sense of what life was like for the early settlers and also offers shopping and a day spa. Cultural activities can be found at the Schorr Art Gallery and the West Jordan Historical Museum.
Orem Auto Insurance
Orem is next to Provo at the base of the Wasatch Mountains. The city was settled in the mid-1800s and was named after a railroad executive. Orem remained relatively small until the construction of the Deer Creek Dam improved water supply to the city in the 1930s.
Visitors looking to take in a live performance can go to the Ragan Theater or the Noorda Theater, both of which feature plays and musical acts. The Orem City Bandstand and the SCERA Shell also host live performances during the summer months. The city also maintains the world-class Sleepy Ridge Golf Course, which has views of the Wasatch Mountains and area wetlands.
Ogden Auto Insurance
Ogden was originally a trading post that experienced growth when an important rail line was built through the area. Military installations and manufacturing were important economic drivers in the middle of the 20th century. Ogden hosted a number of events for the 2002 Winter Olympic Games, including the downhill slalom and some ice events.
Outdoor sports bring many visitors to the area, with skiing in the Ogden Valley and Pineview Reservoir. Fishing is also popular in the warmer months in those areas, and the Ogden Canyon scenic drive offers breathtaking views of the mountains and canyons. The Eccles Community Art Center hosts various exhibits throughout the year, while contemporary art is on view at the Gallery at the Station.
St. George Auto Insurance
St. George is in the southwest part of Utah and is close to Zion National Park. It was settled in the 1860s as an ideal location for cotton fields. Today, many residents work in the engineering, education and health care sectors.
Many tourists come to St. George to visit Zion National Park, which includes some of the most scenic canyons in the nation and provides an ecosystem for a unique collection of plants and animals. The city also offers a number of resorts and spas as well as golf courses. Cultural attractions include the St. George Art Museum and the Daughters of Utah Pioneers Museum.
Layton Auto Insurance
Layton is between Ogden and Salt Lake City. It was settled in the mid-1800s and was incorporated in 1902. It is home to Hill Air Force Base, which is the Air Force s second largest base.
Visitors can hike at Adams Canyon Trail and the Great Salt Lake Shorelands Preserve, depending on the season and conditions. Golfers may visit the Valley View Golf Course during the warmer months. The SeaQuest Interactive Aquarium, which has stingrays, alligators and reptiles, also hosts private events.
South Jordan Auto Insurance
South Jordan is south of Salt Lake City. The city was originally settled in the mid-1880s by Mormon pioneers. Major employers are in manufacturing, retail and professional services.
Local attractions include the Barrick Mining Museum and the Old Deseret Village. Nearby Antelope Island State Park offers a number of outdoor activities like swimming, hiking and boating. The city also maintains a number of golf courses.
Utah’s Insurance Fraud
Insurance fraud in the state of Utah results in millions of dollars lost every year. The average auto insurance policyholder will have to pay premiums that are between $800 and $1,000 higher each year because of insurance fraud. The victim of insurance fraud is definitely the consumer. Examples of auto insurance fraud include the following:
- Using a friend’s address on an insurance application because the premium rates in his or her area of town are less.
- Participating in a staged accident.
- Referring accident victims to a doctor or attorney for a fee.
- When an auto body repair shop installs used or junkyard auto parts after an accident, when the insurance company is paying for new parts.
- Issuing a bogus insurance policy.
- Altering an insurance card of an expired policy to reflect that it is still currently in effect.
- “Padding” a claim form with extra charges simply for the purpose of recovering the deductible.
- Exaggerating the level of injuries experienced in an accident.
Alcohol-Related Driving in Utah
In any year-long period, Utah will have roughly 250 traffic fatalities. Approximately 50 of these deaths will be caused by a driver under the influence of alcohol. This is 20 percent of the people who die in fatal accidents. The blood alcohol content (BAC) limit in Utah is 0.08 percent for motorists 21 and over.
For commercial vehicle operators, the limit is 0.04 percent, and for drivers under the age of 21, it is 0.00 percent. This translates to a zero-tolerance policy in Utah for people under the age of 21 who have any alcohol in their blood whatsoever.
Utah’s Unusual Laws
Each state in the nation has its own share of antiquated laws, some of which are downright amusing. Here are a few of Utah’s:
- It is against the law to fish from horseback.
- Causing a catastrophe is forbidden by law.
- It is a felony to walk on cracks in the pavement of a sidewalk of a state highway.
Driving in Utah
Travelers driving through Utah should make sure to explore the beautiful national parks of Bryce Canyon and Zion National Parks. Zion is the oldest national park in Utah and is remarkably beautiful with its multi-shaded sandstone cliffs.
Travelers will find curio shops and ancient native ruins along the back trails of these two national parks. Salt Lake City and the Great Salt Lake are two of Utah’s biggest attractions. Did you know that the city, “Levan,” is “navel” spelled backwards and was given this name because it is in the middle of Utah?
Auto Insurance Center Methodology
Auto insurance quotes are for a hypothetical driver who has state minimum coverage with $500 deductibles for one vehicle. The driver is male or female, 35 years old, has good credit, a college degree, and is employed with a clean driving record, no lapse in coverage, or claims. The vehicles are driven 16,000 miles per year for commuting and are garaged on premises. The auto quotes include common discounts and are estimates, but not guaranteed.